Welcome to Ludlam Wills & Estate Planning Ltd in Marlborough

Will Writing & Estate Planning | Lasting Powers of Attorney | Will trusts & Lifetime Trusts

Introduction to Our Will Writing Service in Marlborough

The Society of Will Writers exists to set a high standard of Will Writing, to maintain and uphold that standard in order to promote good practice and the protection of our clients in legal terms.  Members who are elected, share this status and share the obligation to maintain it.

Providing technical specialist advice tailored to your needs. Professional, friendly and with the attention to detail you would expect.

Will Writing Service in Marlborough
Will Writing Service in Marlborough

Why You Should Have a Will

Some people think that only the wealthy or those with complicated assets need Wills. Wrong, everyone should make a Will, here are 10 good reasons why.

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You can be clear about who gets your assets, and decide who gets what and how much.

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You keep your assets out of the hands of people you don’t want to have them (like an estranged relative).

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You determine who will manage your estate. This is the person who will be in charge of finalising  all your affairs.

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You identify who should care for your children. Without a Will, the courts will decide.

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Although you may not want to think about your funeral, however, if you  think about it now, and leave instructions with your Will, it will lessen the burden on loved ones.

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Today’s family dynamics can be complicated, ambiguity can create friction and even heartbreak.  Creating a Will solves the problem by eliminating the guesswork.

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As a business owner, be it a limited company, sole trader or a partnership, your Will is a critical legal document that takes into consideration the assets of your business.

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You can ring fence and protect your assets and save on Inheritance Tax, you can also make gifts and charitable donations to causes you choose.

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You can leave instructions for your digital assets and online accounts.

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You can make sure that someone takes care of your pet after you die.  

Unfortunately, the most common misunderstanding relating to Unmarried couples is:

“Unmarried couples do not have the same legal rights as those who are married. Under the Law of Intestacy an unmarried partner would not receive anything from your estate.”

Therefore, if you wish to make some provision for your partner, you must ensure your wishes are reflected in your Will.

To find out more about our will writing service in Marlborough and the surrounding area, please get in touch.

Why you should consider including a Trust as part of your Will?

A trust is a legal structure which can be included as part of your Will and can offer increased asset protection for your loved ones.

Professionally drafted Wills can include provisions for trusts to be set up on your death to ensure assets are protected. We would always recommend that you consider the benefits of setting up a trust as part of your Will. They are most commonly used in the following circumstances:

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You wish to protect your estate against possible care fees in the future

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You have a spouse of partner and children from previous relationships

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You wish to leave some of your estate to a vulnerable or disabled person

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Will Trusts are extremely cost effective to include in your Will’

Why Have a Lasting Power of Attorney?

What is an LPA?

It is a document that gives somebody you trust the legal authority to make decisions on your behalf if you lack mental or physical capacity at some point in the future.

Who Needs One?

With a few exceptions, everybody!  Sadly, mental, or physical incapacity can hit at any time or age.   We cannot predict future events such as accidents, strokes, or dementia.  Without an LPA, it is a far costlier, stressful, and labour-intensive for your loved ones to manage your affairs, should anything happen to you.

Why Are There Two Types?

A Property and Financial LPA allows you nominated person/people (your attorneys) to make decisions on bills, running bank accounts, buying, and selling property etc.  Importantly, you can choose to allow them to use the LPA if you still have mental capacity but any physically limited for some reason, or even abroad.  (Only with permission).

A Health and Welfare LPA can only be used when you no longer have mental capacity.  Attorneys can make decisions about where you live, how you should be treated medically etc.   Some individuals (at any age) may require “continuing health care” from the NHS, either in the home or outside.  If your family are not happy with the care you are receiving or who is paying for it, they cannot make a challenge without an LPA.   The reason for this is they would not be allowed access to your medical records under the Data Protection Act.

Why Have Them Drafted Professionally?

They are especially important legal documents and can be complicated.  For that reason, it is preferable to see an experienced professional to get all the stages of the process completed correctly and in a timely fashion.

We also act as your ‘certificate provider’ to certify that you have mental capacity. The document is fully registered at the Office of Public Guardian and ready to use if needed.

“Creating a Will makes you think a lot about your own mortality and more importantly about your responsibilities for the loved ones you leave behind. 

Ann  – you have been wonderful from start to finish during the daunting process of creating my first ever Will.

Professional and compassionate with a meticulous eye for detail, I’ve felt like I’ve been in the very best hands throughout. Thank you for everything!” 

To find out more about our will writing service in Marlborough and the surrounding area, please get in touch.

— Mark T